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$475,000

521 38th St #7, Miami, FL 33137

Bedrooms
2
Baths
2
Living area
1,299 ft²
Price per ft²
$366 / ft²
Type
Condo
Year built
1981
HOA
$850 / mo HOA
On market
3 days on market
MLS #
A12103493

Location location location! This two-story gem is the perfect combination of convenience and comfort, in a fantastic neighborhood. Features include an open kitchen featuring honey gold wood cabinets & newer appliances. The Sliding glass doors in the living room lead to a private outside back patio where you can barbecue as if you are in your own private home. The second floor is a two-bedroom split plan, with a Jack-and-Jill bathroom. Downstairs you have a full bathroom for easy guest access. Amenities include a large tropical pool & plenty of parking. One block from the Bay & park and within a short walk to all the local shops & restaurants in The Design District and Midtown. Set within a boutique complex of only 17 units, the property provides a sense of privacy while remaining close to all major roadways and vibrant city amenities Miami has to offer. Enjoy the perfect lifestyle in a fantastic location! EASY TO SHOW.

The MiamiLi Read

The lines below are derived automatically from this listing’s own data and the area’s recorded deed transfers. They are not a personal opinion or investment advice.

  • Price per square footThe asking price per ft² on this listing is $366. The median for recorded sales in the same ZIP codes is $912/ft² — putting it 60% below the median.
  • Position in the area’s price distributionThe asking price is $475,000; the median of recorded sales in the area is $683,150 (1,634 sales). On raw price that is 30% below the median — this line does NOT adjust for property type or size.
  • HOA fee as a share of priceAn HOA fee of $850 per month comes to $10,200 a year — 2.1% of the asking price. That amount is deducted from rental yield.

How to read this comparison: the figure on the left is an asking price, while the one on the right is a closed sale median — the two are not the same thing, and the room to negotiate sits inside that gap. The median covers every property type and size in those ZIP codes; it carries no adjustment for a single listing’s floor, view, age or finishes. This box is not an appraisal.

Scope: ZIP codes 33132, 33137 · arm’s-length sales recorded by the Miami-Dade County Property Appraiser.

Monthly mortgage payment

Estimated monthly loan payment based on this listing's price. Adjust the down payment, rate and term to match your own terms.

30%$142,500
Term

7.4% — Freddie Mac PMMS (FRED) current mortgage rates, 30-year fixed, conforming. Priced October 15, 2026.

Estimated monthly payment$2,302
Loan amount
$332,500
Total interest over the term
$496,279
Total repaid
$828,779

Principal and interest only; property tax, insurance and HOA dues are NOT included. This is not a binding offer.

Keller Williams Eagle Realty

Listing data provided by the Southeast Florida MLS (MIAMI REALTORS®) IDX feed. Copyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited.

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