$295,000

234 3rd St #905, Miami, FL 33132

Bedrooms
1
Baths
1
Living area
685 ft²
Price per ft²
$431 / ft²
Type
Condo
Year built
2005
HOA
$640 / mo HOA
On market
121 days on market
MLS #
A12030533

Located in the highly desirable The Loft Downtown, this beautifully maintained residence offers a unique opportunity to own a true one-bedroom apartment in the heart of Downtown Miami. Originally designed as a loft-style unit, the current owner thoughtfully reconfigured the layout by adding a full wall separating the living area from the bedroom, creating a genuine one-bedroom floor plan while preserving the open and modern feel of the space. The apartment is approximately 685 square feet, is in excellent condition, and features a bright living area, modern kitchen, spacious bedroom, and city views. Residents also enjoy access to a convenient laundry facility on the ground floor. The Loft is a well-managed and well-maintained building ideally located just: 5 minutes from Kaseya Center (formerly American Airlines Arena) 5 minutes from Miami Worldcenter 20 minutes from Miami International Airport Close to Brightline, Metromover, restaurants, shopping, entertainment, and Miami's business district This property is an excellent option for both investors and end users seeking a centrally located Miami residence. Investment Opportunity The unit is currently leased for $2,500 per month The tenant is scheduled to vacate in December 2026, providing immediate rental income with future flexibility for owner occupancy or repositioning. A rare opportunity to own a true one-bedroom residence in one of Downtown Miami's most convenient and rapidly growing neighborhoods in Miami

The MiamiLi Read

The lines below are derived automatically from this listing’s own data and the area’s recorded deed transfers. They are not a personal opinion or investment advice.

  • Price per square footThe asking price per ft² on this listing is $431. The median for recorded sales in the same ZIP codes is $838/ft² — putting it 49% below the median.
  • Position in the area’s price distributionThe asking price is $295,000; the median of recorded sales in the area is $525,000 (1,796 sales). On raw price that is 44% below the median — this line does NOT adjust for property type or size.
  • HOA fee as a share of priceAn HOA fee of $640 per month comes to $7,680 a year — 2.6% of the asking price. That amount is deducted from rental yield.

How to read this comparison: the figure on the left is an asking price, while the one on the right is a closed sale median — the two are not the same thing, and the room to negotiate sits inside that gap. The median covers every property type and size in those ZIP codes; it carries no adjustment for a single listing’s floor, view, age or finishes. This box is not an appraisal.

Scope: ZIP codes 33128, 33131, 33132 · arm’s-length sales recorded by the Miami-Dade County Property Appraiser.

Monthly mortgage payment

Estimated monthly loan payment based on this listing's price. Adjust the down payment, rate and term to match your own terms.

30%$88,500
Term

7.03% — Freddie Mac PMMS (FRED) current mortgage rates, 30-year fixed, conforming. Priced September 24, 2026.

Estimated monthly payment$1,378
Loan amount
$206,500
Total interest over the term
$289,585
Total repaid
$496,085

Principal and interest only; property tax, insurance and HOA dues are NOT included. This is not a binding offer.

Keller Williams Realty Miami Beach

Listing data provided by the Southeast Florida MLS (MIAMI REALTORS®) IDX feed. Copyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited.

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